This is the site I mentioned before that I was referred to from a community page on facebook, and it was my first experience with referral based marketing. They work as a sort of online marketing hub for Fortune 500 companies, sorta like PaySpirit from my previous post claimed to do. I’m not allowed to recommend which offer to complete or do a walkthrough for completing your credit, but I can tell you which offers are available on the site I chose to use, one.zipnadazilch.com: freecreditscore.com, Beezid penny auctions, Discover card application, creditreport.com, Hydroxatone, Equifax, GoDaddy domain, Pimsleur Language Learning, WorldWinner, CashNetUSA, Elite Cash Wire, GoDaddy International Hosting, iBid2Save, LogMeIn Remote Access and Management, Quibids penny auctions, Republic Wireless, Sirius XM Radio, Sittercity, and Live Person Psychic Readings. If you choose a trial offer, you have to complete at least 80% of the trial time in order to receive credit, but you can cancel after that if you decide you don’t want to continue with the service. That being said, ZNZ wants me to tell you that they highly encourage you become a long term customer, because that’s how the Fortune 500 companies (and, in turn, ZNZ) make their money. If you choose a one time payment offer such as GoDaddy, you can’t cancel your service and get a refund because it will result in ZNZ suspending your account.
There are currently two free offers on the site, and one that only costs a dollar. Being the cheapskate I am, I chose a free offer. If you choose a trial offer and decide you want to cancel it before time runs out, be sure to know ahead of time how to do so. On the offer I chose, you had to call customer service in order to cancel and listen to one of their trained monkeys rattle off a sales pitch a mile long before you could get in a word edgewise to tell them that you only called to cancel your service, after which they give you another mile long sales pitch. In the end though I did get to cancel my trial without too much hassle, and I received my credit. The service wasn’t bad, but I can’t afford it right now. It’s maybe something I’d look into once I get a “real” job again.
About payment- They offer Paypal and Payza payments for one referral, a check for two referrals, a 16GB iPhone 5c for 24 referrals, a 16GB iPad w/Wifi for 22 referrals, and a custom order that you can acquire by contacting support to find out how many referrals it will take. I chose Paypal, of course. I had trouble finding a referral so I asked my mom to sign up, which was allowed because she’s in a different household and under a separate internet connection. She was planning on applying for the Discover card already, so she completed her credit that way. Once she was credited for approval on her card, I got $20 in my account, waiting to be cashed out to Paypal. I requested a cashout and 8 hours later they updated the status of my order to inform me that I had to submit a photo ID for proof of identity and email it to them. I was a little dismayed that it wouldn’t just be instant payment, but I took a crappy picture of my ID with my webcam and sent it to them. Apparently it’s protocol to request your ID for your first cashout, according to Terms and Conditions… Hopefully that means payment will be faster next time.
Thankfully, signing up for ZNZ is free. You will usually have to give your credit card info to the company in charge of whatever offer you choose, but ZNZ never receives that info. You give ZNZ the following: name, address, email address, and photo ID when you cash out for the first time (You’re allowed to block out your DL number, they only want to verify your identity).
The bottom line is, ZNZ seems to be legit. Will update if I have any problems with getting paid. It seems to me that the biggest thing to remember is to cancel your trial on time if you don’t plan to continue the service, because they WILL charge your card if you don’t cancel in time. That’s the subject of most of the bad reviews I’ve seen for ZNZ.
Here is ZNZ’s page on the Better Business Bureau’s page. They have had 13 complaints in the past 3 years but were cooperative in resolving issues, so they have a score of A- on a scale of A-F. http://www.bbb.org/wichita-falls/business-reviews/internet-marketing-services/zipnadazilch-in-wichita-falls-tx-95007
Here’s ZNZ’s Frequently Asked Questions. http://www.zipnadazilch.com/faqs/
Here’s the gallery on ZNZ, showing proof of payment from other users. I’ll post my own proof when I get paid as well. http://www.zipnadazilch.com/gallery/
And last but not least, here’s my referral link if you want to sign up and earn $20 per person you refer. Feel free to email me with any questions I didn’t cover here if you’re interested! http://one.zipnadazilch.com/index.php?referral=998714
UPDATE: 
It’s not in my Paypal account yet, but my very first payment from ZNZ has been approved! Will update with a screenshot once it clears.
P.S. It only took so long because it’s the first time I’ve cashed out, plus the first pic of my ID I sent (taken with my laptop webcam) wasn’t readable so I had to send another and wait for it to be looked at too.
Can’t wait to be paid!
UPDATE: Got paid! Final veridict: ZipNadaZilch is legit and I’m super happy!
Working from Home, Demucked 
I have been paid too!!!!!